Built for Australian property buyers
Australian Property Finance Calculators
Crunch the numbers for your home buying journey — repayments, transfer duty, and more in one place.
Tools
Mortgage Calculator
Repayments, APRA-style assessment rate, mortgage stress bands, amortisation, and scenario comparisons.
Open calculator →Stamp Duty Calculator NSW
Transfer duty tiers, first home buyer relief, premium residential duty, and total purchase cost.
Open calculator →Borrowing Power
Income, expenses, APRA-style buffer, and how much you may be able to borrow.
Open calculator →Rent vs Buy Calculator
Compare long-term net wealth outcomes between buying and renting + investing.
Open calculator →Negative Gearing Changes
Educational cashflow comparison: current-law offset timing vs illustrative loss quarantining, grandfathering, and new-build paths.
Open calculator →
Latest property & mortgage guides
Plain-language explainers on Australian lending mechanics—built to pair with our calculators.
Explore tools to plan your property purchase
Use the mortgage calculator to align monthly repayments with your budget and stress-test rate shocks. Pair it with the NSW stamp duty calculator so settlement cash includes transfer duty and concessions you may qualify for. Internal links between tools make it easier to compare scenarios without losing context.
The borrowing power calculator ties income and expenses to APRA-style assessment rates. Treat every figure here as an estimate — not credit or tax advice.